Hi there! Regarding the amount of money per month, it really depends on how often you use the site and what features you would like to access. We do offer a range of options to fit different budgets, and we strive to make our service accessible to as many people as possible. As for a monthly charge, we do offer both free and paid membership options. Our Joy Wallet membership includes access to additional features and benefits, such as personalized budgeting tools and exclusive discounts. However, we understand that not everyone may want or need these extras, so we also offer a free basic membership. We’re glad to hear that our site is valuable to you, and we’re always happy to provide more information to help you make an informed decision.